Representative APR 1272% (Variable)

Representative Example: Borrow £250 for 90 days. Total amount repayable is £411.63. Fixed interest rate of 292% per year.

Payday Loans no Credit Check

In UK, loan seekers face so many hurdles in acquiring additional funds, from credit checks to address and salary verification. But question arise weather this kind of past credit history checks are required for short term and small amount loans like in payday loans?

We do not carry any credit check on our website visitors and applicants of loan search. We just require other information regarding your address, salary and employment details. We forward these details to our associated direct lenders many of which are UK’s popular one. These lenders take instant decision on your loan application. If your loan is approved by them money will be transferred to your bank as quick as possible.

Your past credit history should not come on the way of online loan search. Something happened in past is not hold good in present also. If you’re current financial status is good enough to repay all monthly bills and loan instalment then why should bad credit history or credit check should restrict from a loan which is based on your salary only?

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Irrespective of the fact that 'no credit check loans' are not possible after new payday regulations in UK, still online search trend for 'no credit check loans' is still alive. Here are related keywords -

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Bad credit loans

Our group of direct lenders welcomes applications for all set of credit histories people, from poor credit to excellent credits. Lenders have their own set of rule for loan approvals. They rate each loan application through numerical ratings by allotting points to each factors, include monthly income, current liabilities, assets, past loan history and ratings etc. On the basis of total points the decide lending or rejection. So bad credit history does not means loan rejection in all cases.

Bad credit loans no credit check

If person is searching bad credit loan means his past credit rating is not good and he is in urgent need of money. Person with poor credit tries to bypass the credit check by the lenders because he knows that chances of bad credit loan approvals are very low.

It is not true that all lenders will not accept bad credit loan applications. Many lenders in UK who process the loan applications with poor credit history, yes they may charge high rate in comparison to good credit score applicants.

Bad credit is not sticky tag one can change it in due course of time by taking corrective measures. To increase credit score read How to improve credit score.

Payday Loan no credit check

We understand the financial hardship which may come in anybody’s life at any point of time, our online loan search system never stop you in searching payday loans no credit check. Normally lenders give more emphasis on loan affordability than past credit history. So if you are capable of repayment of required fund then you should not care for credit check, it is now very fast process and will not delay the loan decision.

Loans for bad credit

We accept all credit histories applications and we do not restrict from applying for a bad credit loan. The information provided by you in application form will be the deciding factor in loan processing and approvals. Payday loans are not always good solutions for bad credit persons particularly who are facing long cash crunch. As lender may charge high rate for bad credit applicant and if he is already financially over burden then this loan is not a viable solution.

Payday Loans bad credit

For bad credit history people, direct lender may offer some solutions; they may charge higher interest rate than good credit history applicant. We at Payday Loan Site are not a broker or direct lender so we do not have any control of loan process. For each query you should be in touch with direct lender only. We pass your information to lenders directly through online system for their instant decisions and fast fund transfer of all approved loans.

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Representative Example: Borrow £250 for 90 days. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Fixed interest rate of 292% per year. 1272% APR Representative.