Representative APR 1272% (Variable)

Representative Example: Borrow £250 for 90 days. Total amount repayable is £411.63. Fixed interest rate of 292% per year.

What makes loans 'good'

Payday loans are now well regulated in UK, loan interest rates are caped with 0.8% daily. Lenders have very little margins to vary interest rate from person to person. Lenders have to show APR publicly what they are offering. Loan default penalty is restricted to a small amount, and total repayable loan amount is fixed as not more than original loan. So in UK, payday loans are defined in best possible way to safeguard borrowers rights.

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Representative Example: Borrow £250 for 90 days. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Fixed interest rate of 292% per year. 1272% APR Representative.